For the first nine months of 2026, Abu Dhabi Commercial Bank (ADCB) recorded a net profit after tax of Dhs10.296 billion, up 27% from the same period the previous year. Profit before tax increased by 28% to Dhs11.670 billion. In the third quarter of 2026, earnings before taxes reached Dhs4.063 billion, the bank’s 21st consecutive quarter of profit growth. The quarter’s net profit after tax increased by 15% to Dhs3.559 billion.
In the first nine months, operating income climbed 10% year over year to Dhs18.306 billion, while non-interest income surged 21% to Dhs6.964 billion, or 38% of operating income. The cost-to-income ratio increased by 40 basis points to 27.3%, while the return on average equity after tax increased to 16.2%, an improvement of 144 basis points year over year. While net loans to clients rose to Dhs469 billion, indicating growth of 18 percent year over year and 16 percent year to date, total assets reached Dhs890 billion, up 20 percent year over year and 15 percent since the start of the year.
In the first nine months of 2026, net loans rose by Dhs66 billion. In the first nine months, customer deposits increased by Dhs58 billion to Dhs558 billion, up 16% year over year and 12% year to date. The bank maintained its aggressive growth trajectory in the third quarter, according to Ala’a Eraiqat, Group Chief Executive Officer of ADCB. He pointed out that the bank’s consistent success was a result of its solid market position, successful business plan, and methodical implementation of its strategic priorities.
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